Money & Financial Help
Financial help may be available after someone dies. What you can access depends on your circumstances, the person who died and where you live. ELUMMA helps you find places worth checking — always confirm eligibility and current details with the official organisation.
Free official money tools
Direct links to official government budgeting and payment-checking tools. You complete these on the official website — ELUMMA does not receive the information you enter.
Payment Finder
ELIGIBILITY CHECKCheck Centrelink payments and assistance you may be eligible for.
Source: Services Australia
Check possible paymentsYou’ll complete this on the official website. ELUMMA does not receive the information you enter there.
MoneySmart Budget Planner
FREE TOOLWork out your income and expenses and see where your money is going.
Source: ASIC's MoneySmart
Plan my budgetYou’ll complete this on the official website. ELUMMA does not receive the information you enter there.
Simple Money Manager
FREE TOOLA simpler budgeting tool with community-language and audio options.
Source: ASIC's MoneySmart
Use simple money managerYou’ll complete this on the official website. ELUMMA does not receive the information you enter there.
Free & low-cost financial help
Start with free, government and not-for-profit financial help before paid services. Free options appear first; eligibility is shown where relevant.
ELUMMA puts useful free and low-cost help first. Paid partnerships do not determine this order.
National Debt Helpline
FREEFree, confidential financial counselling for anyone struggling with debt or financial difficulty — including after a death. Run by Financial Counselling Australia and funded by the Australian Government.
Eligibility: Available to anyone in Australia. Mon–Fri, 9:30am–4:30pm (AEST/AEDT). Live chat and self-help tools are available on the website.
Services Australia — Financial Information Service (FIS)
FREEFree government information service about financial matters, including how aged-care accommodation, superannuation and the Age Pension interact. An information service — not personal financial advice.
Eligibility: Available to anyone. Book a phone appointment or attend a seminar through Services Australia. Confirm current details on the official site.
Services Australia — Death of a loved one
FREE IF ELIGIBLEGovernment help after a death: bereavement payments (if eligible), what to tell Centrelink, and how to claim money owed to the estate. You generally need to tell Services Australia within 28 days if the person received a payment.
Eligibility: Bereavement payments depend on your relationship to the person who died and on the payments you or they were receiving. Check eligibility and current details directly with Services Australia.
Department of Veterans’ Affairs — Bereavement & funeral assistance
FREE IF ELIGIBLEBereavement payments and funeral benefits may be available for eligible veterans and dependants. Eligibility depends on the veteran’s service history and the relevant Act (VEA/MRCA/DRCA). DVA also administers official commemoration through the Office of Australian War Graves for eligible veterans.
Eligibility: Eligibility depends on the veteran’s service, the date and circumstances of death, and the relevant legislation. Not all veterans or families qualify. Check current eligibility and amounts directly with DVA.
No verified financial resources are published here yet. ELUMMA will add resources as they are reviewed.
Useful places to start
Eligibility must always be confirmed with the relevant organisation.